How We Pay for It

First, we’ll shift where our money goes and stop paying private insurance costs. That means...

NO Deductibles
Medical Bills
Provider Networks
Unaffordable Prescriptions

With private insurance, we pay for a lot of extra stuff that isn’t actually healthcare. We pay 20-30% more in administration for all those confusing plans. We pay for insurance executives’ salaries and bonuses. We pay for lobbyists, and we pay shareholders when these companies do well, and they always do well.

Instead, we’ll create the largest possible risk pool and

  • create efficiencies
  • gain negotiating power
  • reduce fraud and waste
  • save money for patients and cut administrative overhead for providers

Rather than going to a private insurance company, our contributions will go directly into the Whole Washington Health Trust to cover our healthcare.

will contribute
of wages
  • Largest contribution to the Trust (about 70%)
  • Rate is less than what most employers pay for insurance now
  • Relieves administrative burden and unpredictable costs for employers
may contribute
of wages
  • This is a payroll deduction
  • Employers may choose to cover it
will contribute
of earnings
  • The first $15,000 won’t be taxed
will contribute
of capital gains
  • The first $15,000 won’t be taxed
  • Home sales, retirement accounts and more won’t be taxed
  • Corrects Washington’s regressive tax system and ensures the wealthy pay their fair share
Individuals over 19
may contribute
$0 - $200
per month max
  • The Monthly Premium won’t apply if you earn less than $25K
  • The exact amount per month will be determined by the Trust Board
  • It can NEVER be more than $200/month
  • It’s reviewed every year to be the lowest it can be and could be eliminated
  • In fact, the 2021 financial analysis by Dr. Friedman shows the Monthly Premium is not needed at this time

Dr. Gerald Friedman predicted the state of Washington would save $9 billion per year in his financial analysis.

Universal Health Care Work Group Report predicts 2.476 billion saved per year.